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CURRENT NEWS

CURRENT NEWS Cont.

CURRENT NEWS Cont.

CURRENT NEWS Cont.

Stock Market Looks Like ‘Hapless Wile E. Coyote, Running Off the Edge of a Cliff,’ Says Behavioral Economist

Market at All-Time Highs but It's Literally Boiling Down to Just One Stock! Is That a Sign of a Healthy Market?

This Time Really is Differennt

Longer-Run Consequences of Pandemics

Federal Reserve of San Francisco White paper

Interest Rates Near Zero, Retirement Income Risky

10 Facts You Must Know About Recessions

Shark Tank Companies Won't Make It

This Time It Feels Different

6 Money Moves in Uncertain Times

Unemployment Rate Not Normal After Recession

US Virus Plan

WASHINGTON — A federal government plan to combat the coronavirus warned policymakers last week that a pandemic “will last 18 months or longer” and could include “multiple waves,” resulting in widespread shortages that would strain consumers and the nation’s health care system.

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YPB Radio Show Topics

10.27.20 – 11.5.20

Article

DALBAR STUDY 2019

Dave Ramsey - Good and the Bad

4% Rule Not Safe in Low Yield World

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Your Personal Bank Info

YOUR PERSONAL BANK INFO Cont.

YOUR PERSONAL BANK INFO Cont.

Article

Personal Bank FAQ: January 2017

Your Personal Bank is a powerful financial tool typically only shared with the ultra-wealthy by the financial industry. No other financial vehicle comes close to giving you the advantages of a properly structured and maintained Your Personal Bank policy…

SEM Personal Bank Brochure

Article New Life for Life Insurance

NEW LIFE
NOW COULD BE THE RIGHT TIME TO INVEST
IN YOUR OWN HEALTH
LIFE INSURANCE?

YPB Famous Examples

Ray Kroc had constant money problems during the early years and accessed cash thru…

Jim Harbaugh-Life policy

Michigan, Jim Harbaugh agree to increased compensation in form of life insurance loan…

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Financial Literacy

Financial Literacy Cont.

Financial Literacy Cont.

Here’s How Wealthy People Think Differently Than the Average Joe

Financial Literacy for Investors

Unless we were born in a wealthy family and financial literacy was taught in the home, we are almost doomed to a life a being average financially. When it comes to investing…

Think Like a Banker

When it comes to investing, most of us are taught to think like an investor, not a banker. There is a difference.

How Much Interest Ave American is Paying

From the moment we’re born, we’re taught that borrowing money is normal and, dare I say it, expected. From mortgages to car loans to $700 smartphones we pay for over 24 months, we’re taught to spread the pain of our purchases…

Article BOLI Bank Primer

Bank-Owned Life Insurance: A Primer for Community Banks by Cynthia L. Course, CPA, Principal, Federal Reserve Bank of San Francisco Since the 1980s, banks have purchased bank-owned life insurance…

Article 4 Uses of Life Ins

Life insurance is a fundamental risk management tool for a secure financial lifestyle. Primarily, it functions as an income replacement insurance product during an individual’s working years. In many cases, life insurance is set up to provide financial security for family members or to pay off liabilities in the event of an untimely…

True Value of a Dollar

Assume that you decided to purchase a cup of coffee for a dollar. I know what you are thinking, good luck finding a good cup of coffee for a dollar. I understand, but please follow me on this.

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Retirement Planning

Retirement Planning Cont.

4 Ways To Maximize Life Insurance In Retirement Income Planning

Life insurance is a fundamental risk management tool for a secure financial lifestyle. Primarily, it functions as an income replacement insurance product…

Article New Life for Life Insurance

NEW LIFE
NOW COULD BE THE RIGHT TIME TO INVEST
IN YOUR OWN HEALTH
LIFE INSURANCE?

9 Strategies to Build Wealth Fast

Those who know me know how much I love the Roth IRA. I love it so much in fact that I tried to convince my wife to name our third son “Roth.” Ha, ha, I might be kidding . . . .

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ANNUITIES

Annuities Have Long Gotten a Bad Rap. Retirement Experts Now Say Savers Should Consider Basic Options for Guaranteed Income

Annuities: 10 Things You Must Know

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TAX Planning

Why Life Insurance is the New Stretch IRA

How to Get Tax Free Retirement Income In 2020

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